This is version 2024-09 of our terms and conditions.
These Terms and Conditions ("Terms") govern your use of the mortgage calculation services ("Services") provided through this platform (the "App"). By accessing or using the Services, you agree to be bound by these Terms. If you do not agree to these Terms, you may not use the Services.
While we strive to ensure that the calculations provided by the App are accurate, the results generated by the App are for informational purposes only. We make no guarantees regarding the accuracy, completeness, or reliability of the calculations. You agree to verify any results before relying on them for important decisions.
We may collect and use certain data related to your use of the App, in accordance with our Privacy Policy. You agree that any data you input into the App will be used only for the purposes of providing the Services and improving the App.
The App is provided on an "as is" and "as available" basis. While we strive to ensure the App remains operational and accessible at all times, we do not guarantee that the App or its services will be uninterrupted, secure, or free from errors, delays, or downtime.
Scheduled maintenance, updates, or unforeseen technical issues may occasionally render the App temporarily unavailable. We will endeavor to notify users of any planned maintenance, but we are under no obligation to do so.
By using the App, you acknowledge and agree that we are not liable for any loss, damage, or inconvenience caused by interruptions or delays in access to the App or its features. You are responsible for maintaining alternative backup plans to accommodate any potential service disruptions.
As part of using the Services, you consent to receive periodic email notifications from us. These notifications may include, but are not limited to, updates about the system, outages, maintenance schedules, changes to the Services, or other important information relevant to the platform's operation.
We reserve the right to modify, suspend, or discontinue any part of the Services at any time without notice. We also reserve the right to change these Terms at any time. Your continued use of the Services following any changes constitutes your acceptance of the new Terms.
All content, features, and functionality of the App, including but not limited to text, graphics, logos, and software, are the exclusive property of ‘Prepayment Corp’ or its licensors and are protected by intellectual property laws.
These Terms shall be governed by and construed in accordance with the laws of Canada, without regard to its conflict of law principles. Any disputes arising from these Terms or the use of the Services shall be subject to the exclusive jurisdiction of the courts in Canada.
We reserve the right to suspend or terminate your access to the Services at any time, for any reason, without notice, including for violations of these Terms.
If you have any questions or concerns about these Terms or the Services, you may contact us at [email protected].
The information provided through our resources, including documents, calculators, tools, and any associated outputs, is intended for general informational purposes only. It is not designed to provide specific financial, legal, or other advice and should not be relied upon as such. While every effort has been made to ensure the accuracy, reliability, and timeliness of the information and calculations presented, we cannot guarantee their accuracy, completeness, or applicability to your unique circumstances.
The suitability of any recommendations or insights derived from these resources depends on various factors that may not be fully accounted for in the generalized information provided. As such, we strongly recommend verifying any critical information directly with primary sources, such as the applicable mortgage lender before making decisions based on the information or results.
Prepayment Corp does not make any express or implied warranties or representations regarding the accuracy, completeness, or suitability of any information or calculations provided through our resources. We shall not be liable for any losses, damages, or consequences resulting from errors, omissions, or reliance on the information, outputs, or results generated by these resources.